Category Archives: Homeowners Insurance

home security tips

Top Home Security Tips

Securing your home is the most critical resource in your life: shelter. If you’ve got kids, they sleep there. Your valuables are there. For many, the tools of your trade that allow you to earn your daily bread are within those four walls or on the property.

Having a home of your own comes with the responsibility to secure it against theft and home invasion, and making sure you and yours stay safe and this can be easily accomplished with some planning and a few changes in how you maintain your property and your daily routine. Let’s discuss some easy home security tips that will help you protect what’s yours and keep your family safe. Continue reading Top Home Security Tips

winter preparation

Winter Preparation: How to Prepare your Home for Winter

Preparation is the key to having a wonderful winter and lessening your chances of expensive damage to your home. Preparing  for the upcoming months may seem troubling. If you feel overwhelmed at the thought of preparing your home for winter, here are a few tips on how and what to look for, to simplify the winterization process.  Continue reading Winter Preparation: How to Prepare your Home for Winter

insurance scams

How to Avoid Insurance Scams

These days, it seems like scams are more prevalent than ever. Most of us have become acutely aware of people online trying to get our money through shady practices, but the fact is that they can happen anywhere. Thus, it’s imperative that you stay vigilant at all times and learn the various ways that insurance scams can occur. Continue reading How to Avoid Insurance Scams

fall home maintenance checklist

Fall Home Maintenance Checklist

Fall is such a wonderful time of the  year. A welcome reprieve from the heat of summer, fall is a good time to prepare for the cold winter ahead. A fall home maintenance checklist is essential if you want to be prepared for winter and avoid costly and unexpected accidents or breakdowns in your home. What’s on your checklist? There are the obvious things like making sure your furnace runs or insulating outdoor spigots, but what about less obvious things like your humidifier or gutters? Check out this handy fall home maintenance checklist to keep your home in order:

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fireplace safety

Top Fireplace Safety Tips

There are so many things to enjoy as the weather gets cooler and the leaves start falling. One of those simple pleasures is using your fireplace on a cold night. Something you might not think about, however, is fireplace safety. Any other time of the year, it might blend into the walls in your house, so it’s easy to forget. The truth is, misuse and neglect can lead to dangerous consequences. So before you get cozy, make sure to follow our tips for being safe this fall and winter.

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insurance for millennials

3 Tips for Insurance for Millennials

Millennials can’t seem to get a fair shake these days. It seems like everyone wants to blame them for one thing or another. In reality, though, millennials are just like any other generation out there: working, paying bills and trying to find insurance. But finding just the right insurance can be difficult, if you don’t know what you’re looking for. How can you find the right insurance for millennials? Here are some tips to help you sort it all out:

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dealing with identity theft

9 Tips For Dealing With Identity Theft

Identity theft is the term for what happens when a third party obtains your personal data and information that allows them to pose as you online. Typically, identity thieves apply for lines of credit or access your financial accounts and other sensitive information to steal as much of your money or open as many lines of credit as they can and leave you on the hook for their fraudulent activity.

Your personal data can be compromised if a financial institution is breached by hackers seeking to obtain usable identity information, and by the time breaches are discovered it may already be too late to save your credit. The good news is there are steps you can take to prevent yourself from being victimized by identity thieves. Here are 9 quick tips to protect yourself from identity theft.

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Space Heater Safety: 7 Tips To Keep Your Home Safe

During colder months utility bills can be tough to handle, so many people have started turning to space heaters to cut down on energy costs. Space heaters save money by, allowing people to only heat the room or space they occupy rather than having a central heating system that expends energy to fill an entire structure.

Other reasons for using space heaters are for areas that aren’t served well by other heating systems, temporary heating when it will only be necessary for a short time, or targeted use for an individual that isn’t comfortable, while others in the room are.

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Is it Time To Review Your Insurance Coverage?

We’ve all heard the stories of loss after natural disasters or catastrophic events, such as fires or burglaries. Homeowners and renters insurance policies will cover your home and valuables in a lot of instances but there are some very important exclusions. Getting to know your policy, what is covered and what is not, can save a lot of trouble down the line. It also affords you the opportunity to acquire additional coverage to make sure you can replace all those items that reside in your home with you.

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Getting Your Property Ready for a Hurricane

There are many measures you can take that can help your home fare better in various hurricane conditions. But, as we learned from Hurricane Irma, it is important to take timely actions for hurricane preparedness in and around your home. Roofs, doors, windows, and garage doors, and multiple other points around your home are the most vulnerable to breaches by hurricane winds, water surges, and flooding. And, there are likely to be various conditions existing in and around your home that increase your home’s risk of hurricane damage. Here are some tips for getting your home ready for a hurricane.

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