Category Archives: Home Safety

winter preparation

Winter Preparation: How to Prepare your Home for Winter

Preparation is the key to having a wonderful winter and lessening your chances of expensive damage to your home. Preparing  for the upcoming months may seem troubling. If you feel overwhelmed at the thought of preparing your home for winter, here are a few tips on how and what to look for, to simplify the winterization process. 

Plumbing problems

Frozen and burst pipes are one of the main dangers of a cold winter and can cost up to $5,000 to repair and fix the damage. To prevent plumbing problems, you need to drain all outdoor faucets (like garden hoses and in-ground sprinklers) and insulate any exposed pipes. If you plan to go on vacation, don’t forget that you need to leave the heat on to keep your pipes from freezing. You should also let your faucets drip during a cold snap as an additional safeguard against freezing.


A cold winter draft isn’t just uncomfortable, it raises your heating bill and can even cause frozen pipes. Check weather stripping around windows, doors and vents to see what might need to be replaced. If you see any holes or gaps around the outside of your house, you can fill them in with caulk.

Heating system

Get your furnace thoroughly checked by an HVAC professional who will change your filter. If you have a fireplace, have your chimney inspected and cleaned before you start using it for cozy winter nights. You don’t want to wait for a cold night before you make sure you have a way to stay warm.

Roof and gutters

Gutters clogged with fall leaves can quickly freeze up and fail to drain off melted snow and ice. It is important to make sure that your gutters are clean before the chance of snow and ice so that all moisture drains away from your home and doesn’t pool near your foundation. While you are at it, have a professional check your roof for ice dams. Ice dams are areas on your roof where heat from your home melts ice unevenly. These areas won’t allow snow and ice to drain off properly, which can weaken your roof.

Our team wishes you a safe and joyous winter season.  On that note, please remember if you have any questions regarding your Home Owners Insurance Policy as winter moves in, do not hesitate to reach out to the Northeast – Metro West Insurance Team.

fall home maintenance checklist

Fall Home Maintenance Checklist

Fall is such a wonderful time of the  year. A welcome reprieve from the heat of summer, fall is a good time to prepare for the cold winter ahead. A fall home maintenance checklist is essential if you want to be prepared for winter and avoid costly and unexpected accidents or breakdowns in your home. What’s on your checklist? There are the obvious things like making sure your furnace runs or insulating outdoor spigots, but what about less obvious things like your humidifier or gutters? Check out this handy fall home maintenance checklist to keep your home in order:


Schedule a professional tune-up of your furnace during the fall to address any issues that may have developed over the summer. Some common issues that homeowners face are noisy belts and inconsistencies in heating. These could be signs of more serious issues that a professional HVAC company can diagnose and fix. Also, don’t forget to change your air filters. Dirty filters will put more strain on your furnace plus circulate dust into your home causing allergies and sickness.


Snow and ice will really do a number on gutters, especially if they are still full of summer and fall leaves. Overflowing gutters can cause damage to your home’s foundation by dumping water too close to the house. Take advantage of the cool, but not too cold, fall weather to check over your gutters. Make sure they are cleaned from all debris and are rust-free. Install mesh guards to keep any lingering leaves from building up again.

Freezing water

Freezing water can burst pipes and deepen cracks in your driveway. Take a two-fold approach against freezing water: first, insulate outdoor spigots using styrofoam caps that you can buy at any home store. Drain the lines leading to the outdoor spigots first to prevent any pipes bursting. Secondly, take a walk and look for any small cracks in your driveways and paths. Repair small cracks before they get bigger and pose a trip and fall threat to you and your guests.           


Dry air during the winter makes hardwood floors and furniture more susceptible to cracking. Give your humidifier a thorough check out before cold temperatures arrive. Keeping your humidity at an appropriate level (between 40 and 50 percent) will keep you healthier during the winter months as well. Your humidifier will make your home feel more comfortable and even help you to spend less money on heating.

If you have any questions about your homes insurance policy, please reach out to the Northeast – Metro West Team by clicking here.

fireplace safety

Top Fireplace Safety Tips

There are so many things to enjoy as the weather gets cooler and the leaves start falling. One of those simple pleasures is using your fireplace on a cold night. Something you might not think about, however, is fireplace safety. Any other time of the year, it might blend into the walls in your house, so it’s easy to forget. The truth is, misuse and neglect can lead to dangerous consequences. So before you get cozy, make sure to follow our tips for being safe this fall and winter.

Check the Chimney

Anything that is constantly, or even seasonally, in use needs a cleaning. Your chimney is no different. A buildup of highly flammable material will occur if you don’t take care of it. As old-fashioned as it sounds, chimney sweeps still exist, and you should definitely hire one to clean it. Once a year should be sufficient.

How old is your chimney? Check out its walls to make sure no loose pieces are coming apart from the foundation. Any blockage and structural issues require attention, sometimes from professionals.

When lighting a fire, open the flue so smoke can properly move out of the chimney. This keeps smoke and ash from redirecting into the house, especially during windy weather. Having the flue closed at all other times prevents animals or other debris from getting inside.

Inspect the Firewood You Use

The type of wood used is vital for fireplace safety. Dry wood, specially seasoned, is the best to burn. Seasoned wood is dried or aged over a period of time. The opposite of that is green wood, wood that was recently cut. Greenwood and wet wood will produce more residue and smoke. Burn the wood in smaller pieces if you want a faster burn. Of course, once the fire is out, clean any ash and wood left behind.

Be Responsible

When you want to be completely sure, use common sense to confirm all precautions are taken. Think about possible scenarios and ask yourself some questions to see if you are prepared. Are the batteries in your smoke alarm and carbon monoxide detectors new or working? Is someone constantly tending to or watching the fireplace? Is there any decor or items near the fireplace that are flammable or at risk of damage? Are you using a protective screen? Do you have a fire extinguisher? When you are alert and responsible, fireplace safety will be easy.

If you have any questions about your Homeowners or Rental Insurance Policy be sure to give us a call.

Northeast – Metro West Insurance Agency
(800) 443 7007

21606849 - funny little girl swims in a pool in an yellow life preserver

7 Pool Safety Tips for a Fun Filled Summer

Summer is the perfect time to spend time with family and friends and to enjoy your pool. Create beautiful memories but, most importantly, keep safety in mind. Follow these seven tips to ensure everyone has a safe and happy pool season.

Pool Safety Tips to keep your family safe.

1. Install a Fence

The fence should be at least four feet high. Make sure the fence has a self-locking gate and doesn’t have lawn furniture, shrubs or anything else that would provide a boost to a child trying to climb over the fence.

2. Supervise Your Kids at All Times

Make sure your kids are always within an arm’s reach. Designate an adult to keep an eye out on the kids all the time, ignore your phone and have someone else attend to the grill. Young or inexperienced swimmers should always wear arm floats or life jackets.

3. Teach Your Kids to Swim

Enroll your kids in swimming lessons or teach them to swim yourself. The best way to prevent accidents in the pool is to make sure you know the skill level of all swimmers.

4. Establish Pool Rules

Establish easy-to-remember pool safety rules. Post the rules where everyone can see them and encourage safe behavior. Keep things simple, write a few basics on a whiteboard, such as “no diving”, “swim with a buddy”, and “no running”. You can also purchase an inexpensive pool rules sign and install it near the pool gate.

5. Never Swim Alone

Even experienced swimmers can experience emergencies while in the water, like leg cramp or heart attack. If you choose to swim alone, make sure someone in the household knows where you are.

6. Don’t Skip Maintenance

Check your pool equipment regularly, repair non-slip surfaces when they wear out and make sure all ladders and railings are secure. Maintain proper chemicals levels – test the water regularly and make sure it is clear and there are no leaves or debris floating in the pool.

7. Know How to Respond in Case of Emergency

Keep a first aid kit and rescue equipment by the pool; learn CPR and take water safety classes and teach your kids what to do in case of emergency. Being prepared will help you, your family and your guests feel more relaxed.

Taking these steps for pool safety will ensure a fun-filled summer.  Do you have a pool? Give us a call to review the pool coverage on your homeowner’s policy.  Contact us at (800) 443-7007 and one of our team members will be happy to help.

spring safety tips

Spring Safety Tips

The weather is getting warmer,  trees and plants are beginning to bud and bloom, and soon enough spring will have sprung once again. Along with better weather and beauty, spring also brings with it potential safety hazards in and around your home. It’s a good idea to observe the following safety tips and prepare your home and property accordingly for the additional risks of springtime.

Safety Tips for the Great Outdoors

  • Get a battery or crank-operated weather radio for severe spring weather like tornadoes and thunderstorms. The NOAA is still the best source for real-time weather and emergency services updates during natural disasters and storms that are prevalent in the spring.
  • Head inside when you hear thunder or see lightning. Try counting to thirty between the flash of the lightning and the sound of thunder. If you don’t make it to thirty, get to shelter quickly and remain there until at least thirty minutes after the last thunderclap.
  • Never attempt to cross flooded roads or streets on foot or in your vehicle. Even six inches of fast-moving water can knock you off your feet and sweep you away. If you are in your vehicle and water is rising around you, immediately get out and seek higher ground. Even large cars and trucks can be swept away by as little as two feet of rapidly moving water.
  • Keep a stock of emergency supplies like water, canned and dried food, a can opener, and other necessities handy throughout the spring in case severe storms or flooding knock out power and utilities in your area.

Safety Tips for Inside Your Home

  • Check the batteries in your smoke detectors, and remember to change them out every time Daylight Savings Time changes.
  • Sign up for a PO box at your local Post Office, and send and receive mail there to protect yourself against identity theft.
  • Ensure all your door locks are in good working order, and you should have a deadbolt on all doors with exterior access.
  • Keep shrubs, hedges, and trees trimmed and well maintained to protect sightlines on your property and eliminate places an individual could easily hide when breaking into your home.
  • Don’t leave your garage door open while working in the yard unless you can keep it in your line of sight the entire time.

Safety Tips for Vacation

  • Don’t post plans about departure and return publicly on social media before you leave, and do not post photos while you are traveling. Disable GPS features on social media apps to prevent your mobile device from advertising the fact that you are away from home, too.
  • Ask a trusted friend or neighbor to check out your home while you are away. Tell them to feel free to park in your driveway, and request that they pick up any flyers or papers that accumulate in your driveway in your absence.
  • Asking the post office to hold your mail deliveries until you return is highly recommended.
  • Turn off your garage door opener.
  • Use timers to mimic a typical lighting pattern for your daily activities inside the house.
  • Make sure your answering machine message on your landline phone does not imply that you are away for any significant amount of time.

Final Thoughts

Following these safety tips is a great way to keep you, your loved ones, and your home safe and secure during the warmer, more active months of spring. Remember to review your homeowners, car, and personal insurance annually to ensure your coverage is sufficient, and consider contacting Northeast Insurance should you require additional insurance. Let us help you protect your home and family during the spring and throughout the rest of the year.

Space Heater Safety

Space Heater Safety: 7 Tips To Keep Your Home Safe

During colder months utility bills can be tough to handle, so many people have started turning to space heaters to cut down on energy costs. Space heaters save money by, allowing people to only heat the room or space they occupy rather than having a central heating system that expends energy to fill an entire structure.

Other reasons for using space heaters are for areas that aren’t served well by other heating systems, temporary heating when it will only be necessary for a short time, or targeted use for an individual that isn’t comfortable, while others in the room are.

With so many people using space heaters for so many different reasons it’s important to know they need to be used safely. Space heaters carry risks that aren’t associated with other heating systems, and with over 43 percent of home heating fires caused by space heaters every year, following these recommended tips for use is critical.

  1. Place space heaters on hard, flat, non-flammable surfaces. They are designed to be placed on floors, and because of how hot they get, they should never be placed on something that can catch fire.
  2. Turn the heater off when it is being left unattended. While it may be nice to come back to the room and have it nice and toasty, leaving a space heater on without someone being alert in case of malfunction means you could return to a devastating fire.
  3. Spaces that hold flammable chemicals, such as garages or shops, are off-limits to space heaters. The types of fumes that come from combustible materials can fill areas where they are stored and may be ignited by space heaters.
  4. Always plug directly into the wall outlet, and unplug when not in use. Extension cords, surge protectors, and other outlet expansion products are not built to handle the electrical load of a space heater. Many electrical fires occur when people fail to plug space heaters directly into the wall.
  5. Establish a three-foot safe zone around the heater. By keeping the heater at least three feet from fabrics, curtains and other flammable items will help ensure they don’t catch fire. Also be sure that small children and pets aren’t able to get within that three-foot zone as they can be injured or cause the heater to malfunction by tipping it.
  6. Plug only the heater into the outlet, having a second device or cord plugged into the other port in the outlet can cause too much of an energy load on the outlet, which can cause the outlet to overheat.
  7. Keep working smoke and heat detectors operational throughout the home or office to alert anyone of possible danger.

When using space heaters, safety first. To stay up to date and learn more tips, area happenings and more stop by our Facebook page and follow us.

43790634 - fireworks

Safety Tips: Have a Happy and Safe Summer

For many of us, the 4th of July is an opportunity to celebrate our country’s independence in the company of our closest friends and family. And usually, these celebrations are not lackluster affairs!

Still, it only takes one careless move to turn a wild celebration into a dangerous situation. This Independence Day, keep our tips for your safety in mind.


In the state of Massachusetts, please remember that private use of fireworks is illegal, with potential fines ranging from $10 to $1,000. If you’re out of state, know your local laws and regulations, and use them responsibly.

  • Your fireworks should come with instructions for use. Follow them.
  • Don’t endanger yourself or another by misusing or combining different fireworks at the same time.
  • Never light a firework unless it is facing away from you and your crowd.
  • If you’re stuck in inclement weather, save the fireworks for another day.
  • Have a fire extinguisher on standby, and be sure that it is designed to extinguish flames caused by your fireworks’ specific chemicals.
  • Keep items like sparklers away from the skin, clothing, and flammable objects.
  • Contact local authorities if you witness reckless behavior involving fireworks.
  • For fire emergencies, contact your fire department immediately.


Temperature-wise, one of the coolest ways to spend the Fourth is on the water, but unless you’re careful, it can also be one of the most dangerous.

  • Make sure anyone who is operating a boat or jetski is properly licensed.
  • Wear a lifejacket in the water at all times.
  • If you are operating motorized marine equipment, watch out for other boats and swimmers.
  • Never operate a boat or jetski under the influence of alcohol.
  • Do not enter the water to retrieve a struggling swimmer if you do not have your own life preserver.
  • Have a first aid kit ready for emergencies.
  • Contact local authorities if you witness reckless behavior on the water.


For children, the 4th of July is one of the most exciting times of the year; it’s not hard to blame them for getting a little carried away. That said, it’s in everyone’s best interest to keep them safe.

  • Make sure the kids don’t wander off to unsafe areas alone.
  • If it is established that they may go elsewhere, make sure they let an adult know where they are going, when they will be back, and how they can be reached in an emergency.
  • Be sure the toys they are playing with are age-appropriate.
  • Remind children to keep sparklers away from their faces, clothes, and hair, as well as other flammable objects.


For obvious reasons, many of our pets are frightened by loud noises and bright lights. Feeling threatened, some may respond to this fear with aggression. Others still might be prone to running away, where the animal could be harmed by someone or something else.

  • Know your animal. Will your pet likely have a severe reaction to fireworks, or will it not mind at all? If you’re unsure, talk to your vet about options.
  • If your dog is okay with being outside, keep your dog tied to a secure post to avoid unexpected mishaps.
  • If your pet is especially frightened, prepare a quiet space indoors where your pet can remain as calm as possible, given the situation.
  • If it can be arranged, consider taking your pet(s) to the quieter home of a friend or relative for the holiday.

Make some memories.

With these tips in mind, have a fun and safe 4th of July! Make sure it’s one you won’t forget.

Northeast Insurance Agency wishes you a safe and happy summer! We would love to hear from you! What favorite summertime activities do you and your family do? Share in the comments below.

8 Tips For Keeping Home Energy Costs Down This Summer

Home Energy CostsIt’s that time of year again. The days are long and the summer weather is beautiful. But with all the bright and shiny fun comes the heat, which in turn, creates higher home energy costs to keep cool. The outdoor temperatures are one thing that we are helpless to reduce in the short-term, but there are some steps that everyone can take to lower the amount of energy being used during the summer. Some of the biggest savings around the house come from doing a number of small things.

Here are 8 ways to save big on home energy costs.

1. Windows

Take advantage of the cool New England air at night. Turn off your air conditioners and open the windows to cool off your home. When you wake up in the morning, close the windows and lock them for a tight seal to trap in the cool air. Close your blinds as well, as this will block unneeded sunlight which can significantly warm up a room.

2. Ceiling Fans

Ceiling fans won’t cool your home but they do circulate the air in your home making you feel cooler. This is only useful when you are home, so be sure to turn these fans off when you are not going to an area where they will affect you.

3. Vents & Filters

It is a little-known fact that if you shut your vents you actually are making your AC unit work harder to cool the rest of the house. By leaving your vents open you can save money and stress on your unit. The same goes for your filter, change it often and your system will last longer and not need to use unnecessary energy to keep your home cool.

4. Thermostat

Try to keep your thermostat in the range of 76-78 degrees Fahrenheit. This is a comfortable temperature and if used in conjunction with your ceiling fan will actually feel up to 4 degrees cooler than the set temperature.

5. Appliances

If you need to do a load of laundry, try to hold off until the evening. Also, consider not using hot water when you wash, as it is known that cold water requires less energy. If you have a dishwasher, refrain from using it during the daytime and try to hand-wash dishes when possible. All appliances consume energy when they are plugged in, even if they are not being used. Unplug any and all appliances when they are not in use.

6. Leaks

Take a lap around your home and make sure all of your weatherization is in good order. Much like leaving a window open while your air conditioner is on, cool air will escape from the tiniest leaks in window panes, doorways, etc. There’s no sense in paying more and stressing your AC to cool the outdoors.

7. Dress For the Weather

This tip doesn’t just apply to when you are in the household. Running errands or working in the yard with long sleeved shirts and thick pants will only entice you to go inside and stand in front of your AC until you’re cooled off. Wear short sleeved shirts, shorts and/or skirts whenever possible.

8. Hydrate!

Beat the heat from the inside out. Keeping those ice cube trays filled and consuming 8-10 glasses of cold water will not only keep you cool internally throughout the day but will also help you avoid potential health complications such as heat stroke. Lowering your body temperature this way will minimize the need for air conditioners or excessive fanning.

And don’t forget, staying mindful of your home energy costs isn’t the only way to save from month to month. Another great way to keep more money in your pocket year-round is through a homeowner’s insurance policy perfectly catered to your specific needs, so contact us today to find a plan that works for you!

Get Your FREE Homeowner’s Insurance Quote HERE!

Lower Your Home Heating Bill with These 8 Simple Tips

Home Heating BillLiving in New England, we all know winter weather stays cold for pretty much the entire season. Rarely do we get days where going outside doesn’t require a heavy coat. Your house is the same way during the chilliest time of the year, as it needs to keep you warm and safe from the brutal weather conditions. If you’re one of many that dread that pesky home heating bill arriving in the mail, there are a number of things you can personally do to keep the cost of heating down. A few simple house hacks could end up saving you hundreds of dollars every winter. And the best part is that you don’t have to sacrifice comfort to stay warm and cozy.

Here Are 8 Easy Tricks to Shrink Your Home Heating Bill.

1. Look for Leaks:

Check for open drafts throughout your home. Look for culprits along windows, light fixtures, and doors. To do this, light a candle and observe the smoke trail next to these fixtures. If you see the smoke move horizontally, your home leaks warm air to the outside. Fix this problem by caulking or weather stripping these areas.

2. Replace Old Weather Stripping:

Replace old weather stripping along windows and doors. Over time, the elements may break these barriers down. New weather stripping keeps the warm air in and cold air out.

3. Use Natural Heat:

You have several sources of natural heat at your disposal. Open your curtains to let the sun in during the day, but then close them at night to keep in the heat. When taking a hot shower, keep the bathroom door open to allow the steam to exit and warm up surrounding rooms. Your body also generates heat, so bundle up with a cozy pair of sweats and a sweatshirt or sweater. Don’t forget a pair of socks or two, because when your feet feel cold, the rest of your body feels chilly.

4. Lower Your Thermostat at Night:

Pile on the blankets and comforters while you sleep and lower your thermostat at night. Experts suggest lowering your thermostat to 60 degrees Fahrenheit. In the morning, when you wake up, raise the temperature to 70. Your furnace quickly warms your house from your overnight setting.

5. Install a Programmable Thermostat:

A programmable thermostat regulates your home’s temperature with precision, but it also lets you easily maintain certain settings. Program your nighttime and daytime settings automatically so your home stays at a particular temperature depending on when you are home or asleep. This keeps your HVAC system running at optimum levels for energy consumption.

6. Check Your HVAC System:

Check your HVAC system for inefficiencies. Look for possible leaks coming from your air ducts and see if any portions of your ducts lack insulation. Remedy these problems with duct tape and wrap insulation, or hire an expert to examine your HVAC system.

7. Examine the Exterior:

Check the exterior of your home and plug any holes you see. Pay attention to places where your utilities run from the outside, such as pipes and electrical conduits. Seal any gaps between the walls and the pipes with expanding foam.

8. Cover Windows With Film:

Cover your windows and patio doors with clear, plastic film during the winter. Windows cause 25 percent of your home’s heat loss in the winter. Covering them with clear film could save you more than 10 percent on your home heating bill.

Fight back against the chill of New England winters and a discouraging home heating bill with these quick and easy tips. And as always, look into saving even more when insuring your home. Whether you’re a homeowner or a renter, let Northeast Insurance help you get the most bang for your buck!

Receive a quote on homeowner’s or renter’s insurance HERE!

Moving Out? Know What Could Impact Your Home Resale Value

Home Resale ValueThe New Year brings with it a clean slate, a clear calendar page, and 365 days filled with opportunity. While some people are starting a new personal improvement or health regimen, others are excited about the memories they’ll be making in a new home. If you’re one who is looking to sell your home in 2017, here are some important things to know that might decrease the value of your home. Some of these you can’t change, but others are easy fixes that can keep your home resale value – and your hopes – up.

Major Key Points For Your Home Resale Value

Curb Appeal:

The first step you should take when you plan to list is to clean up your yard. Remove any trash, non-operational vehicles, dead plants, and be sure to secure your foundation. Planting a few flowering bushes and a fresh coat of paint on porch rails, shutters, and light fixtures can make a huge difference.

Interior Appeal:

A move-in ready home is one in which the buyer won’t have to make many changes to remove your personal taste. An individual or family is more likely to purchase a home if they can easily visualize themselves living there. Consider updating your kitchen or bath, repairing any holes in the walls, and painting in a neutral color to appeal to masses. And although they can be difficult to remove, work on eliminating any lingering odors caused by pets or years of accumulated indoor smoking. These can be big deterrents for potential buyers.

Type of Neighborhood:

It’s only natural to avoid homes with loud or inconsiderate neighbors. The same goes for dogs that are uncontrolled or bark constantly, as well as disruptive areas located on busy roadways. Families with young children may even note if there are registered sex offenders in the area. There is very little a person can do to change any of these unfortunate living scenarios, but by personally knowing these factors you’ll be less blindsided if they affect your home resale value.

Surrounding Foreclosures:

In areas where the market is overflowing with excess stock and houses in foreclosure or short sale status, property value has a tendency to plummet. The main reason for this is that buyers understandably grow suspicious of neighborhoods with a high number of surrounding foreclosures. The best way to keep interest in your house alive is to point out how many repairs and renovations have been done to make your property move-in ready, saving them time, stress, and extra investments.

Serious Repairs:

Whether your driveway is cracked or your siding is damaged, investing the small bit of time or money now to get it fixed can yield a higher return when selling your home. Plumbing repairs can especially cause conflict, so schedule a thorough inspection to address any problematic piping or leaks. Prospective buyers will shy away from a purchase that requires extra attention.

School District:

A major deal-breaker for parents or parents-to-be before deciding on a home purchase is the nearby school district. Schools with low rankings are detractors, so check out how your district rates on Great Schools before you list. A highly reviewed area can be a huge selling point to those with growing families.

Nearby Needs:

Individual buyers have very specific ideas of where they want to live. Your proximity or distance from shopping, dining, entertainment, and medical care can impact desirability. Some buyers may prefer the peace and quiet that comes with a secluded house, however, the majority of them seek convenience over isolation.

The Season in Which You Sell:

Most people sell and buy homes from late spring to early August, with May through September being the peak. Not only are families typically free from house-hunting during the school year, but they’re able to avoid trudging through inclement weather; as all New Englanders are very familiar with. To get the most, list your home in the spring.

Again, some of these circumstances can’t be completely avoided, but being aware of them will spare you any surprises about your home resale value. If you do decide to list your home in 2017, keep theses fixable instructions in mind for a greater return and better start for the next place you decide to call ‘home’.

Whenever you move to a new location, you want to always secure the homestead with the best possible insurance coverage. Receive your Massachusetts homeowner’s insurance quote from Northeast Insurance!