We’ve all heard the stories of loss after natural disasters or catastrophic events, such as fires or burglaries. Homeowners and renters insurance policies will cover your home and valuables in a lot of instances but there are some very important exclusions. Getting to know your policy, what is covered and what is not, can save a lot of trouble down the line. It also affords you the opportunity to acquire additional coverage to make sure you can replace all those items that reside in your home with you.
As the weather gets warmer and the trees begin to flower, those of us who live in temperate climates know that spring is finally among us. However, with all of the benefits that come with the season, such as warmer weather, there are also drawbacks; especially the spring showers. Although this may provide much-needed water for your lawns and gardens, excessive rain that falls in April can cause significant water damage to your home if you don’t take the proper precautions. To prevent this from happening, here are several tips on ways you can prevent water damage to your home: