What is renters insurance?
A renter’s insurance policy insures your personal property, provides you with liability coverage, and offers you additional living expenses if you need to live in temporary housing if your apartment or home is damaged or destroyed.
Most of the time, your landlord will only cover the apartment itself that you live in, but it won’t help protect you from any damages done to your personal items inside of it. Sometimes your landlord may require you to purchase it. You may think you do not need renters insurance, but let’s take a look at why you should.
Why should you purchase renters insurance?
It won’t break your bank.
Renters insurance happens to be really affordable option to protect your valuables. If you do a bundle with car and renters insurance combined, you may be able to save even more money.
It protects you and your valuables when you need it.
If someone happens to get hurt in your home and you don’t have renters insurance, they could sue you for damages. With renters insurance, this can help you in any sort of situation that could impact you and your things. If the apartment floods, renters insurance lets you know that your belongings are insured, meaning you can get most everything replaced in case of damages.
The coverage goes with you wherever you go.
Let’s say you go on a vacation and your luggage gets lost. Renters insurance can help with that. Renters insurance covers everything you personally own, so if anything happens to your belongings, whether it’s in your home or in a different country, you still get insured for all you own.
When it comes to having renters insurance, you can never be too safe when it comes to personal property. You are protected wherever you and your belongings go and can help you down the line. Check with your landlord to see if you are covered under any renters insurance by them, but if not, consider applying. You never know what life is going to bring your way.
Our team is happy to assist in helping answer your questions and making sure you are fully covered. Call us at (800) 443-7007 or learn more by clicking here…